Ihambing ang bansang nag-iisyu, personal at business cards, bayarin at kondisyon ng rewards.
Libre ang paghahambing; may bayad pa rin ang card. Maaaring higit sa rewards ang interes at bayarin. Suriin ang kakayahang magbayad at bayaran nang buo kung maaari. Pangkalahatang impormasyon, hindi personal na payong pinansyal.
8 card sa listahang ito
Personal
Indonesia · Personal credit card
BCA Singapore Airlines KrisFlyer Visa Signature
Nakalathalang pangunahing bayadIDR 500,000bawat taon
May transaksyong hindi kumikita ng KrisFlyer miles. Suriin ang eligibility sa Indonesia, FX at expiry.
Miles / travel rewards
Eligibility, rewards at kondisyon ng bayad
Nasa Ingles ang buong pananaliksik; ang kasalukuyang tuntunin ng issuer ang masusunod.
Principal annual fee; supplementary card Rp300,000. Published earn rate Rp13,500 per KrisFlyer mile on eligible transactions. Card charges, cash advances and specified merchant categories do not earn rewards. Indonesian application documents and linked KrisFlyer membership are needed; expatriate documentation includes KITAS. BCA analyses eligibility and credit limit. Confirm income, foreign-currency charges and current mile expiry with the issuer and airline.
Magkaiba ang Amex at Visa rewards. Suriin ang RM80,000 na gastos, kita at expiry ng puntos.
Miles / travel rewardsLounge access na may kondisyon
Eligibility, rewards at kondisyon ng bayad
Nasa Ingles ang buong pananaliksik; ang kasalukuyang tuntunin ng issuer ang masusunod.
Principal annual fee before waiver; taxes and other charges separate. Subsequent-year waiver requires RM80,000 annual spend. Confirm initial-year waiver in the current offer. Published Malaysian applicant income RM100,000/year; age 21–65; Maybank account required. Expatriate documents are listed but approval must be confirmed. Amex Reserve and Visa earn differently; points expire after three years. Do not read a points multiplier as miles per ringgit; redemption ratios, exclusions and lounge conditions apply.
Nakalathalang pangunahing bayadPHP 5,500bawat taon
Dalawang reward points ay hindi dalawang miles. Libre ang unang taon; partikular na airport lang ang lounge.
Miles / travel rewardsLounge access na may kondisyon
Eligibility, rewards at kondisyon ng bayad
Nasa Ingles ang buong pananaliksik; ang kasalukuyang tuntunin ng issuer ang masusunod.
First-year annual membership fee waived; displayed fee applies from year two. Two BPI Rewards Points per PHP20 eligible spend, not two airline miles. Published foreign-exchange conversion fee 1.85%; verify full transaction treatment. Lounge access is specifically described for PAGSS international lounge in NAIA 1, not all airports. Income, Philippine residence and approval requirements need confirmation; exclusions and reward-conversion terms apply.
Nakalathalang pangunahing bayadSGD 196.20bawat taon
Natapos noong Agosto 2026 ang waiver batay sa taunang gastos. Suriin ang eligibility at redemption fees.
Miles / travel rewardsLounge access na may kondisyon
Eligibility, rewards at kondisyon ng bayad
Nasa Ingles ang buong pananaliksik; ang kasalukuyang tuntunin ng issuer ang masusunod.
Principal fee includes GST. First year waived; the S$25,000 annual-spend waiver ended on 1 August 2026. Up to 1.3 miles/S$1 local and 2.2 overseas foreign-currency spend; exclusions, rounding and conversion fees apply. Ages 21–75; Singaporean/PR income S$30,000/year up to age 55, S$15,000 from 56; foreigners S$45,000. Visa lounge benefit requires enrolment and has visit limits. Eligibility and approval remain with DBS.
Walang subscription fee. Suriin ang pag-isyu, FX at ATM charges; debit card ito.
Paggastos sa iba’t ibang pera
Eligibility, rewards at kondisyon ng bayad
Nasa Ingles ang buong pananaliksik; ang kasalukuyang tuntunin ng issuer ang masusunod.
No subscription fee. A travel-spending alternative, not a credit or airline-miles card. Conversion, ATM and other usage charges can apply. Card-order pricing differed between the indexed page and current fee page during review: confirm the displayed issue/delivery quote before ordering. Singapore residence and identity verification are required; a trip to Singapore does not establish eligibility. Local Singapore ATM withdrawals are restricted.
Nakalathalang pangunahing bayadTHB 4,280bawat taon
Kasama ang VAT. Suriin ang kita, taunang gastos para sa waiver at exclusions; hindi miles ang puntos.
Miles / travel rewardsLounge access na may kondisyon
Eligibility, rewards at kondisyon ng bayad
Nasa Ingles ang buong pananaliksik; ang kasalukuyang tuntunin ng issuer ang masusunod.
THB4,000 plus THB280 VAT; first year waived. Subsequent waiver requires THB300,000 annual spend. Published income THB50,000/month for Thai and expatriate applicants; employment-history and documentation requirements apply. The detailed principal-age range is 20–60: confirm the applicable limit. Base earn rate is one Rewards Point per THB15 eligible spend, not one airline mile. Exclusions, conversion ratios and limited lounge visits apply; expired overseas campaigns are excluded here.
Nakalathalang pangunahing bayadVND 1,650,000bawat taon
Suriin ang issuance fee bukod sa annual fee. Mahalaga ang kita at pinapayagang lugar ng paninirahan.
Miles / travel rewardsLounge access na may kondisyon
Eligibility, rewards at kondisyon ng bayad
Nasa Ingles ang buong pananaliksik; ang kasalukuyang tuntunin ng issuer ang masusunod.
Principal annual fee; published issuance fee is also VND1,650,000 before any qualifying promotion. Foreign-currency administration fee 1.99%. Age 21+; salaried Vietnamese income VND15m/month, or VND40m for self-employed Vietnamese, business owners and salaried foreigners. Residence and work must be in listed cities/provinces; check the issuer list. Airline/hotel redemptions and lounge access have conditions. We use the current product fee table, not older application-page fees.
Pangnegosyo lamang. Maaaring may FX, dagdag-user at ibang usage charges kahit libre ang base plan.
Paggastos sa iba’t ibang peraKontrol sa gastos ng empleyado
Eligibility, rewards at kondisyon ng bayad
Nasa Ingles ang buong pananaliksik; ang kasalukuyang tuntunin ng issuer ang masusunod.
Explore base plan, not a promise of zero total cost. The pricing page lists five free spend users monthly and ten free company cards; additional usage, FX and other charges can apply. Company and employee cards support business expense controls. This is not a personal rewards credit-card recommendation; no cash-back rate is verified here. Singapore business onboarding and supported-entity checks apply; confirm funding arrangements and all fees before use.
Hindi kasama sa pangunahing bayad ang transaksyon, palitan ng pera, interes, pag-isyu at ibang singil maliban kung nakasaad. Buksan ang kondisyon ng waiver. Walang ranggo sa magkaibang pera o ipinapalagay na halaga ng rewards.
Ihambing ang bayarin
Card
Bansang nag-iisyu
Nakalathalang pangunahing bayad
BCA Singapore Airlines KrisFlyer Visa Signature
Indonesia
IDR 500,000 / bawat taon
Maybank 2 Cards Premier
Malaysia
MYR 800 / bawat taon
BPI Signature
Pilipinas
PHP 5,500 / bawat taon
Airwallex Explore · corporate cards
Singapore
SGD 0 / bawat buwan
DBS Altitude Visa Signature
Singapore
SGD 196.20 / bawat taon
Wise personal debit card
Singapore
SGD 0 / bawat taon
UOB PRIVI Miles
Thailand
THB 4,280 / bawat taon
HSBC TravelOne
Vietnam
VND 1,650,000 / bawat taon
Hindi kasama sa pangunahing bayad ang transaksyon, palitan ng pera, interes, pag-isyu at ibang singil maliban kung nakasaad. Buksan ang kondisyon ng waiver. Walang ranggo sa magkaibang pera o ipinapalagay na halaga ng rewards.
Maaaring magbago ang mga tuntunin; hindi kasama ang welcome bonus.