Bandingkan negara penerbit, kartu pribadi dan bisnis, biaya, serta syarat reward.
Perbandingan gratis; biaya kartu tetap berlaku. Bunga dan biaya dapat melebihi nilai reward. Periksa kemampuan membayar dan lunasi tagihan bila memungkinkan. Informasi umum, bukan nasihat keuangan pribadi.
8 kartu dalam pilihan ini
Pribadi
Indonesia · Kartu kredit pribadi
BCA Singapore Airlines KrisFlyer Visa Signature
Biaya dasar tercantumIDR 500.000per tahun
Beberapa transaksi tidak menghasilkan KrisFlyer miles. Periksa kelayakan di Indonesia, biaya valuta asing, dan kedaluwarsa miles.
Miles / reward perjalanan
Syarat kelayakan, reward, dan biaya
Riset lengkap tersedia dalam bahasa Inggris; ketentuan terbaru penerbit yang berlaku.
Principal annual fee; supplementary card Rp300,000. Published earn rate Rp13,500 per KrisFlyer mile on eligible transactions. Card charges, cash advances and specified merchant categories do not earn rewards. Indonesian application documents and linked KrisFlyer membership are needed; expatriate documentation includes KITAS. BCA analyses eligibility and credit limit. Confirm income, foreign-currency charges and current mile expiry with the issuer and airline.
Reward Amex dan Visa berbeda. Periksa syarat belanja RM80.000, penghasilan, dan masa berlaku poin.
Miles / reward perjalananAkses lounge bersyarat
Syarat kelayakan, reward, dan biaya
Riset lengkap tersedia dalam bahasa Inggris; ketentuan terbaru penerbit yang berlaku.
Principal annual fee before waiver; taxes and other charges separate. Subsequent-year waiver requires RM80,000 annual spend. Confirm initial-year waiver in the current offer. Published Malaysian applicant income RM100,000/year; age 21–65; Maybank account required. Expatriate documents are listed but approval must be confirmed. Amex Reserve and Visa earn differently; points expire after three years. Do not read a points multiplier as miles per ringgit; redemption ratios, exclusions and lounge conditions apply.
Dua poin reward bukan dua miles. Tahun pertama bebas biaya; lounge terbatas pada bandara tertentu.
Miles / reward perjalananAkses lounge bersyarat
Syarat kelayakan, reward, dan biaya
Riset lengkap tersedia dalam bahasa Inggris; ketentuan terbaru penerbit yang berlaku.
First-year annual membership fee waived; displayed fee applies from year two. Two BPI Rewards Points per PHP20 eligible spend, not two airline miles. Published foreign-exchange conversion fee 1.85%; verify full transaction treatment. Lounge access is specifically described for PAGSS international lounge in NAIA 1, not all airports. Income, Philippine residence and approval requirements need confirmation; exclusions and reward-conversion terms apply.
Pembebasan biaya berdasarkan belanja tahunan berakhir Agustus 2026. Periksa kelayakan dan biaya penukaran.
Miles / reward perjalananAkses lounge bersyarat
Syarat kelayakan, reward, dan biaya
Riset lengkap tersedia dalam bahasa Inggris; ketentuan terbaru penerbit yang berlaku.
Principal fee includes GST. First year waived; the S$25,000 annual-spend waiver ended on 1 August 2026. Up to 1.3 miles/S$1 local and 2.2 overseas foreign-currency spend; exclusions, rounding and conversion fees apply. Ages 21–75; Singaporean/PR income S$30,000/year up to age 55, S$15,000 from 56; foreigners S$45,000. Visa lounge benefit requires enrolment and has visit limits. Eligibility and approval remain with DBS.
Tanpa biaya langganan. Periksa biaya penerbitan, valuta asing, dan ATM; ini kartu debit.
Belanja multivaluta
Syarat kelayakan, reward, dan biaya
Riset lengkap tersedia dalam bahasa Inggris; ketentuan terbaru penerbit yang berlaku.
No subscription fee. A travel-spending alternative, not a credit or airline-miles card. Conversion, ATM and other usage charges can apply. Card-order pricing differed between the indexed page and current fee page during review: confirm the displayed issue/delivery quote before ordering. Singapore residence and identity verification are required; a trip to Singapore does not establish eligibility. Local Singapore ATM withdrawals are restricted.
Biaya termasuk PPN. Periksa penghasilan, pembebasan berdasarkan belanja, dan pengecualian reward; poin bukan miles.
Miles / reward perjalananAkses lounge bersyarat
Syarat kelayakan, reward, dan biaya
Riset lengkap tersedia dalam bahasa Inggris; ketentuan terbaru penerbit yang berlaku.
THB4,000 plus THB280 VAT; first year waived. Subsequent waiver requires THB300,000 annual spend. Published income THB50,000/month for Thai and expatriate applicants; employment-history and documentation requirements apply. The detailed principal-age range is 20–60: confirm the applicable limit. Base earn rate is one Rewards Point per THB15 eligible spend, not one airline mile. Exclusions, conversion ratios and limited lounge visits apply; expired overseas campaigns are excluded here.
Periksa biaya penerbitan selain biaya tahunan. Penghasilan dan wilayah domisili yang diterima berpengaruh.
Miles / reward perjalananAkses lounge bersyarat
Syarat kelayakan, reward, dan biaya
Riset lengkap tersedia dalam bahasa Inggris; ketentuan terbaru penerbit yang berlaku.
Principal annual fee; published issuance fee is also VND1,650,000 before any qualifying promotion. Foreign-currency administration fee 1.99%. Age 21+; salaried Vietnamese income VND15m/month, or VND40m for self-employed Vietnamese, business owners and salaried foreigners. Residence and work must be in listed cities/provinces; check the issuer list. Airline/hotel redemptions and lounge access have conditions. We use the current product fee table, not older application-page fees.
Hanya untuk bisnis. Paket dasar gratis tidak menghapus biaya valuta asing, pengguna tambahan, atau pemakaian lainnya.
Belanja multivalutaKontrol belanja karyawan
Syarat kelayakan, reward, dan biaya
Riset lengkap tersedia dalam bahasa Inggris; ketentuan terbaru penerbit yang berlaku.
Explore base plan, not a promise of zero total cost. The pricing page lists five free spend users monthly and ten free company cards; additional usage, FX and other charges can apply. Company and employee cards support business expense controls. This is not a personal rewards credit-card recommendation; no cash-back rate is verified here. Singapore business onboarding and supported-entity checks apply; confirm funding arrangements and all fees before use.
Biaya dasar belum mencakup transaksi, valuta asing, bunga, penerbitan, dan biaya lain kecuali disebutkan. Buka syarat pembebasan biaya. Tidak ada peringkat harga lintas mata uang atau asumsi nilai reward.
Bandingkan biaya
Kartu
Negara penerbit
Biaya dasar tercantum
BCA Singapore Airlines KrisFlyer Visa Signature
Indonesia
IDR 500.000 / per tahun
Maybank 2 Cards Premier
Malaysia
MYR 800 / per tahun
BPI Signature
Filipina
PHP 5.500 / per tahun
Airwallex Explore · corporate cards
Singapura
SGD 0 / per bulan
DBS Altitude Visa Signature
Singapura
SGD 196,20 / per tahun
Wise personal debit card
Singapura
SGD 0 / per tahun
UOB PRIVI Miles
Thailand
THB 4.280 / per tahun
HSBC TravelOne
Vietnam
VND 1.650.000 / per tahun
Biaya dasar belum mencakup transaksi, valuta asing, bunga, penerbitan, dan biaya lain kecuali disebutkan. Buka syarat pembebasan biaya. Tidak ada peringkat harga lintas mata uang atau asumsi nilai reward.
Ketentuan dapat berubah; bonus pendaftaran tidak dihitung dalam perbandingan.
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