旅行与奖励卡

完整原始研究为英语；以发卡机构当前条款为准。

Principal annual fee; supplementary card Rp300,000. Published earn rate Rp13,500 per KrisFlyer mile on eligible transactions. Card charges, cash advances and specified merchant categories do not earn rewards. Indonesian application documents and linked KrisFlyer membership are needed; expatriate documentation includes KITAS. BCA analyses eligibility and credit limit. Confirm income, foreign-currency charges and current mile expiry with the issuer and airline.

完整原始研究为英语；以发卡机构当前条款为准。

Principal annual fee before waiver; taxes and other charges separate. Subsequent-year waiver requires RM80,000 annual spend. Confirm initial-year waiver in the current offer. Published Malaysian applicant income RM100,000/year; age 21–65; Maybank account required. Expatriate documents are listed but approval must be confirmed. Amex Reserve and Visa earn differently; points expire after three years. Do not read a points multiplier as miles per ringgit; redemption ratios, exclusions and lounge conditions apply.

阅读发卡机构条款 2 ↗

完整原始研究为英语；以发卡机构当前条款为准。

First-year annual membership fee waived; displayed fee applies from year two. Two BPI Rewards Points per PHP20 eligible spend, not two airline miles. Published foreign-exchange conversion fee 1.85%; verify full transaction treatment. Lounge access is specifically described for PAGSS international lounge in NAIA 1, not all airports. Income, Philippine residence and approval requirements need confirmation; exclusions and reward-conversion terms apply.

阅读发卡机构条款 2 ↗

完整原始研究为英语；以发卡机构当前条款为准。

Principal fee includes GST. First year waived; the S$25,000 annual-spend waiver ended on 1 August 2026. Up to 1.3 miles/S$1 local and 2.2 overseas foreign-currency spend; exclusions, rounding and conversion fees apply. Ages 21–75; Singaporean/PR income S$30,000/year up to age 55, S$15,000 from 56; foreigners S$45,000. Visa lounge benefit requires enrolment and has visit limits. Eligibility and approval remain with DBS.

完整原始研究为英语；以发卡机构当前条款为准。

No subscription fee. A travel-spending alternative, not a credit or airline-miles card. Conversion, ATM and other usage charges can apply. Card-order pricing differed between the indexed page and current fee page during review: confirm the displayed issue/delivery quote before ordering. Singapore residence and identity verification are required; a trip to Singapore does not establish eligibility. Local Singapore ATM withdrawals are restricted.

阅读发卡机构条款 2 ↗

完整原始研究为英语；以发卡机构当前条款为准。

THB4,000 plus THB280 VAT; first year waived. Subsequent waiver requires THB300,000 annual spend. Published income THB50,000/month for Thai and expatriate applicants; employment-history and documentation requirements apply. The detailed principal-age range is 20–60: confirm the applicable limit. Base earn rate is one Rewards Point per THB15 eligible spend, not one airline mile. Exclusions, conversion ratios and limited lounge visits apply; expired overseas campaigns are excluded here.

完整原始研究为英语；以发卡机构当前条款为准。

Principal annual fee; published issuance fee is also VND1,650,000 before any qualifying promotion. Foreign-currency administration fee 1.99%. Age 21+; salaried Vietnamese income VND15m/month, or VND40m for self-employed Vietnamese, business owners and salaried foreigners. Residence and work must be in listed cities/provinces; check the issuer list. Airline/hotel redemptions and lounge access have conditions. We use the current product fee table, not older application-page fees.

阅读发卡机构条款 2 ↗

完整原始研究为英语；以发卡机构当前条款为准。

Explore base plan, not a promise of zero total cost. The pricing page lists five free spend users monthly and ten free company cards; additional usage, FX and other charges can apply. Company and employee cards support business expense controls. This is not a personal rewards credit-card recommendation; no cash-back rate is verified here. Singapore business onboarding and supported-entity checks apply; confirm funding arrangements and all fees before use.

阅读发卡机构条款 2 ↗