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Travel & rewards cards

Explore personal travel cards and business spending cards by issuing market. Check fees, reward conditions and eligibility before benefits.

8 researched cards · Source checked 2026-10-09 · Country-specific terms; issuer approval required.

Free to compare. Card fees still apply. Credit interest and fees can outweigh rewards; check affordability and repay in full where possible. General information, not personalised financial advice.

8 cards in this selection

Personal

Indonesia · Personal credit card

BCA Singapore Airlines KrisFlyer Visa Signature

Published base feeIDR 500,000per year

KrisFlyer earning excludes some transactions. Confirm Indonesian eligibility, FX charges and mile expiry.

Miles / travel rewards
Eligibility, rewards and fee conditions

Full original research is in English; the issuer’s current terms govern.

Principal annual fee; supplementary card Rp300,000. Published earn rate Rp13,500 per KrisFlyer mile on eligible transactions. Card charges, cash advances and specified merchant categories do not earn rewards. Indonesian application documents and linked KrisFlyer membership are needed; expatriate documentation includes KITAS. BCA analyses eligibility and credit limit. Confirm income, foreign-currency charges and current mile expiry with the issuer and airline.

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Malaysia · Personal credit card

Maybank 2 Cards Premier

Published base feeMYR 800per year

Amex and Visa rewards differ. Check RM80,000 waiver spending, income rules and points expiry.

Miles / travel rewardsConditional lounge access
Eligibility, rewards and fee conditions

Full original research is in English; the issuer’s current terms govern.

Principal annual fee before waiver; taxes and other charges separate. Subsequent-year waiver requires RM80,000 annual spend. Confirm initial-year waiver in the current offer. Published Malaysian applicant income RM100,000/year; age 21–65; Maybank account required. Expatriate documents are listed but approval must be confirmed. Amex Reserve and Visa earn differently; points expire after three years. Do not read a points multiplier as miles per ringgit; redemption ratios, exclusions and lounge conditions apply.

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Philippines · Personal credit card

BPI Signature

Published base feePHP 5,500per year

Two reward points are not two miles. First-year waiver; lounge access is airport-specific.

Miles / travel rewardsConditional lounge access
Eligibility, rewards and fee conditions

Full original research is in English; the issuer’s current terms govern.

First-year annual membership fee waived; displayed fee applies from year two. Two BPI Rewards Points per PHP20 eligible spend, not two airline miles. Published foreign-exchange conversion fee 1.85%; verify full transaction treatment. Lounge access is specifically described for PAGSS international lounge in NAIA 1, not all airports. Income, Philippine residence and approval requirements need confirmation; exclusions and reward-conversion terms apply.

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Singapore · Personal credit card

DBS Altitude Visa Signature

Published base feeSGD 196.20per year

The annual-spend fee waiver ended in August 2026. Confirm eligibility and redemption fees.

Miles / travel rewardsConditional lounge access
Eligibility, rewards and fee conditions

Full original research is in English; the issuer’s current terms govern.

Principal fee includes GST. First year waived; the S$25,000 annual-spend waiver ended on 1 August 2026. Up to 1.3 miles/S$1 local and 2.2 overseas foreign-currency spend; exclusions, rounding and conversion fees apply. Ages 21–75; Singaporean/PR income S$30,000/year up to age 55, S$15,000 from 56; foreigners S$45,000. Visa lounge benefit requires enrolment and has visit limits. Eligibility and approval remain with DBS.

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Singapore · Personal debit card

Wise personal debit card

Published base feeSGD 0per year

No subscription fee. Confirm card issuance, FX and ATM charges; this is a debit alternative.

Multi-currency spending
Eligibility, rewards and fee conditions

Full original research is in English; the issuer’s current terms govern.

No subscription fee. A travel-spending alternative, not a credit or airline-miles card. Conversion, ATM and other usage charges can apply. Card-order pricing differed between the indexed page and current fee page during review: confirm the displayed issue/delivery quote before ordering. Singapore residence and identity verification are required; a trip to Singapore does not establish eligibility. Local Singapore ATM withdrawals are restricted.

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Thailand · Personal credit card

UOB PRIVI Miles

Published base feeTHB 4,280per year

Fee includes VAT. Check income, annual-spend waiver and reward exclusions; points are not miles.

Miles / travel rewardsConditional lounge access
Eligibility, rewards and fee conditions

Full original research is in English; the issuer’s current terms govern.

THB4,000 plus THB280 VAT; first year waived. Subsequent waiver requires THB300,000 annual spend. Published income THB50,000/month for Thai and expatriate applicants; employment-history and documentation requirements apply. The detailed principal-age range is 20–60: confirm the applicable limit. Base earn rate is one Rewards Point per THB15 eligible spend, not one airline mile. Exclusions, conversion ratios and limited lounge visits apply; expired overseas campaigns are excluded here.

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Vietnam · Personal credit card

HSBC TravelOne

Published base feeVND 1,650,000per year

Check the issuance fee as well as annual fee. Income and approved residence locations matter.

Miles / travel rewardsConditional lounge access
Eligibility, rewards and fee conditions

Full original research is in English; the issuer’s current terms govern.

Principal annual fee; published issuance fee is also VND1,650,000 before any qualifying promotion. Foreign-currency administration fee 1.99%. Age 21+; salaried Vietnamese income VND15m/month, or VND40m for self-employed Vietnamese, business owners and salaried foreigners. Residence and work must be in listed cities/provinces; check the issuer list. Airline/hotel redemptions and lounge access have conditions. We use the current product fee table, not older application-page fees.

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Business

Singapore · Business spending card

Airwallex Explore · corporate cards

Published base feeSGD 0per month

Business use only. A free base plan does not remove FX, extra-user or other usage charges.

Multi-currency spendingEmployee spending controls
Eligibility, rewards and fee conditions

Full original research is in English; the issuer’s current terms govern.

Explore base plan, not a promise of zero total cost. The pricing page lists five free spend users monthly and ten free company cards; additional usage, FX and other charges can apply. Company and employee cards support business expense controls. This is not a personal rewards credit-card recommendation; no cash-back rate is verified here. Singapore business onboarding and supported-entity checks apply; confirm funding arrangements and all fees before use.

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Compare the fees

Base fees exclude transaction, FX, interest, issuance and other charges unless stated. Open each card’s conditions for waivers. No cross-currency price ranking or assumed reward value.

Compare the fees
CardIssuing marketPublished base fee
BCA Singapore Airlines KrisFlyer Visa SignatureIndonesiaIDR 500,000 / per year
Maybank 2 Cards PremierMalaysiaMYR 800 / per year
BPI SignaturePhilippinesPHP 5,500 / per year
Airwallex Explore · corporate cardsSingaporeSGD 0 / per month
DBS Altitude Visa SignatureSingaporeSGD 196.20 / per year
Wise personal debit cardSingaporeSGD 0 / per year
UOB PRIVI MilesThailandTHB 4,280 / per year
HSBC TravelOneVietnamVND 1,650,000 / per year

Base fees exclude transaction, FX, interest, issuance and other charges unless stated. Open each card’s conditions for waivers. No cross-currency price ranking or assumed reward value.

Conditions can change; welcome bonuses are excluded from this comparison.

How to choose travel & rewards cards

Choose your residence country for personal cards or your business registration country for business cards. Travel destination alone does not establish eligibility.

Compare ordinary spending rewards after fees, foreign-exchange costs, exclusions and redemption charges. Points are not cash and different programmes use different conversion rates.

For credit cards, paying interest can outweigh rewards. Check the full repayment terms and affordability; this is general product information, not personal financial advice.

Does a listed card mean I can get it?

No. The issuer decides based on its current residence, income, identity and credit requirements. We do not collect income, assess creditworthiness or guarantee approval.

Why are there no overall best-card scores?

Currencies, reward programmes and eligibility differ. This starting selection is not exhaustive. Filter the issuing market and personal or business use, then read the conditions. Listed benefits are not a personalised recommendation.

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