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Travel & rewards cards

Explore personal travel cards and business spending cards by issuing market. Check fees, reward conditions and eligibility before benefits.

8 researched cards · Source checked 2026-10-09 · Country-specific terms; issuer approval required.

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Refine details (optional)Indonesia

Free to compare. Card fees still apply. Credit interest and fees can outweigh rewards; check affordability and repay in full where possible. General information, not personalised financial advice.

1 cards in this selection

Personal

Indonesia · Personal credit card

BCA Singapore Airlines KrisFlyer Visa Signature

Published base feeIDR 500,000per year

KrisFlyer earning excludes some transactions. Confirm Indonesian eligibility, FX charges and mile expiry.

Main limitation: Issuer approval, fees and exclusions still apply; benefits alone do not establish value.

Miles / travel rewards
Eligibility, rewards and fee conditions

Full original research is in English; the issuer’s current terms govern.

Principal annual fee; supplementary card Rp300,000. Published earn rate Rp13,500 per KrisFlyer mile on eligible transactions. Card charges, cash advances and specified merchant categories do not earn rewards. Indonesian application documents and linked KrisFlyer membership are needed; expatriate documentation includes KITAS. BCA analyses eligibility and credit limit. Confirm income, foreign-currency charges and current mile expiry with the issuer and airline.

Read issuer terms ↗Checked:
Compare the fees

Base fees exclude transaction, FX, interest, issuance and other charges unless stated. Open each card’s conditions for waivers. No cross-currency price ranking or assumed reward value.

Compare the fees
CardIssuing marketPublished base fee
BCA Singapore Airlines KrisFlyer Visa SignatureIndonesiaIDR 500,000 / per year

Base fees exclude transaction, FX, interest, issuance and other charges unless stated. Open each card’s conditions for waivers. No cross-currency price ranking or assumed reward value.

Conditions can change; welcome bonuses are excluded from this comparison.

Now Comms Asia · Evidence & editorial responsibility

Researched from provider documents. No paid rankings. Operated by Now Comms Asia.

These are documented capabilities, not hands-on test scores. Local approval and exact plan terms can still change the choice. Editorial fit statements are our interpretation of the sources.

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intent.asia

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Buying guide & related comparisons

How to choose travel & rewards cards

Choose your residence country for personal cards or your business registration country for business cards. Travel destination alone does not establish eligibility.

Compare ordinary spending rewards after fees, foreign-exchange costs, exclusions and redemption charges. Points are not cash and different programmes use different conversion rates.

For credit cards, paying interest can outweigh rewards. Check the full repayment terms and affordability; this is general product information, not personal financial advice.

Does a listed card mean I can get it?

No. The issuer decides based on its current residence, income, identity and credit requirements. We do not collect income, assess creditworthiness or guarantee approval.

Why are there no overall best-card scores?

Currencies, reward programmes and eligibility differ. This starting selection is not exhaustive. Filter the issuing market and personal or business use, then read the conditions. Listed benefits are not a personalised recommendation.

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